Privacy Policy
Introduction
Welcome to https://topic-clusters.154news.com (hereafter referred to as “Topic Clusters,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, handling, and disclosure of information from users who interact with our website, applications, services, and products.
Scope
This policy covers all aspects of your interaction with Topic Clusters, including but not limited to:
- Our official website at https://topic-clusters.154news.com.
- Any mobile or desktop applications developed by us.
- Online services and products offered by Topic Clusters.
Please note that this privacy policy does not extend to third-party platforms, applications, or services accessed through links on our site. These entities have their own privacy policies governing the collection and use of your data, and we encourage you to review them before engaging with such services.
Processing Activities
This policy governs situations where you:
- Use our applications or services as a registered user.
- Visit any of our websites linked to this Privacy Policy.
- Receive communications from us, including newsletters, emails, phone calls, or text messages (SMS).
Personal Data Collection
We collect several types of personal data, which can be broadly categorized as:
- Account Information: Details related to your user account creation and management, such as usernames, email addresses, passwords (hashed and salted for security), and profile settings.
- Payment Information: Credit card details, billing addresses, and payment history required for transactions on our platform.
- Financial Information: Data associated with your financial accounts, including bank account numbers (for direct deposits or payments) and investment portfolios.
- Purchase Information: Details of products or services you have purchased from us, including order numbers, purchase dates, and quantities.
- Mobile Device Identifiers: Unique device identifiers, IP addresses, mobile network information, and location data collected from your mobile devices when using our mobile applications.
- Location Data: Geolocation information provided by your device when using our services.
- Feedback: Your comments, reviews, surveys, and any suggestions you provide to improve our products or services.
- Social Media Information: If you choose to log in through social media accounts, we may collect data from those platforms (with your consent) for personalized content and advertising.
- Product Information: Details about the products you view, search for, or purchase on our e-commerce platform.
We obtain this data through various methods, including direct user input, automated tracking technologies (like cookies), and third-party data providers who assist us in improving our services and delivering personalized experiences.
Cookies
We use cookies to enhance your experience with our services and for analytics purposes:
- Strictly Necessary Cookies: These are essential for the basic functionality of our website, enabling features like user login, account management, and secure transactions.
- Preference Cookies: We use these to remember your preferences, such as language settings, display options, and ad choices.
- Analytics Cookies: These track your browsing behavior on our sites, providing insights into user engagement, allowing us to improve the website design and content.
Users have control over non-essential cookies through our Cookie Manager, where you can manage or opt-out of cookie preferences.
Retention and Deletion
We retain personal data for as long as necessary to fulfill the purposes for which it was collected, including:
- Processing transactions and providing requested services.
- Maintaining user accounts and profiles.
- Personalizing content and advertising based on user preferences.
- Complying with legal obligations, resolving disputes, and protecting our rights.
Once the data is no longer required for these purposes, we securely delete or anonymize it to prevent direct identification.
Security Measures
We have implemented robust security measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction:
- Encryption: We use encryption protocols for data at rest and in transit to ensure secure communication.
- Secure Third-Party Processing: We engage trusted third-party service providers who adhere to strict privacy and security standards to process data on our behalf.
- Access Controls: Our systems have access controls in place, limiting data access only to authorized personnel.
Children’s Privacy
We do not knowingly collect personal data from children under the age of 18 (or a higher age limit as required by applicable law). If you believe we have collected such data, please contact us, and we will take appropriate steps to ensure its removal.
Your Rights
Depending on your location, you may have specific rights regarding your personal data:
- Access and rectification: You can request access to the personal data we hold about you and ask for corrections if it is inaccurate or incomplete.
- Erasure (right to be forgotten): In certain jurisdictions, you can request the deletion of your data from our systems.
- Restriction: You may have the right to restrict the processing of your data in specific circumstances.
- Portability: Upon request, we can provide a portable copy of your personal data in a commonly used format.
- Objection: You have the right to object to the processing of your data for certain purposes, such as direct marketing or profiling.
- Non-discrimination: You cannot be discriminated against for exercising your data protection rights.
To exercise these rights, please contact our Data Protection Officer using the details provided in the “Contact Information” section below.
Changes to Policy
We reserve the right to update this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website, and we will notify you of significant amendments through email or a notice on our site.
Contact Information
For inquiries, unsubscribes, or data-related requests, please contact us:
- Email: [email protected]
- Address: Topic Clusters Privacy Team, [Street Address], [City, State/Province, Zip Code]
